Strong PAC & PAC Reset is coming July 6. Learn more.
RESOLVED - Online Banking Outage: Our service provider has resolved the issues we were experiencing after going live with Strong PAC and PAC Reset. If you experience any issues, please refer to Strong PAC FAQs for guidance.
Notice to Members: Our banking system will be undergoing maintenance from approximately 9:00 PM Thursday, June 25th to 1:00 AM Friday, June 26th and from 1:00 AM to 8:00 AM Sunday, June 28th. We anticipate ATM, Interac Debit (POS) transactions and Online Banking to be impacted intermittently throughout the maintenance window. We appreciate your patience during this scheduled update.
For Small Business members, please refer to the Small Business and Delegate FAQs for instructions on updating consolidated accounts and other important information.
New Credit Union Hours starting August 1, 2026. Learn More


Stop by one of our branches, or get in touch with us to become a member of Ladysmith & District Credit Union.
If you have any questions regarding the site, our products and services, or any comments or concerns regarding LDCU in general, please feel free to contact us.
250-245-2247
Main: 250-245-5913
Loans: 250-245-5876Call immediately to report if your LDCU Collabria MasterCard ® is lost or stolen.
Call 1-855-341-4643
Call during business hours to report if your LDCU member card is lost or stolen.
Call immediately if you suspect someone has accessed your account without your authorization.
* The rates may be different than rates offered in branch as they fluctuate during the day and rates are only updated online first thing in the morning.
* The rates may be different than rates offered in branch as they fluctuate during the day and rates are only updated online first thing in the morning