Notice to Members: Our Banking System provider will be performing scheduled maintenance from 1:30am - 7:30am Sunday, August 24th. This update will intermittently affect ATM and POS (debit) transactions, and we anticipate Online Banking to be unavailable for the entire maintenance period. Thank you for your patience while the maintenance is in progress.

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Investment Options

Build wealth for a bright future

Grow your money with LDCU investments for Small Business.

To help you manage and grow your business, LDCU offers a variety of term deposit investment products.

Investment Options for our Business Members

Term Deposits

Flexible, secure, and competitive investments with the certainty of guaranteed returns

Index-Linked Term Deposits

Unlimited earning potential with zero risk to your principal investment

Group RRSPs

If you are a Small Business owner without a company pension plan, consider a Group RRSP for yourself and your employees

Ready to invest?

Our friendly and knowledgeable investment specialists are happy to help.

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Start to build your business

Explore Ladysmith & District’s Credit Union borrowing options for businesses including lines of credit and commercial mortgages.

Commercial lending

Get a personalized financial check up

Our experts will help you take control of your finances with genuine, actionable advice on how to maximize your money.

Meet with an advisor

Bank with LDCU

Open an account or safety deposit box, transfer funds across town or around the world, and much more.