Investment Options
Build a nest egg to reach your goals
Explore our range of investment options to secure your future.
Guaranteed Term Deposits
Term Deposit
Flexible, secure, and competitive investments with the certainty of guaranteed returns
Index-Linked Term Deposit
Unlimited earning potential with zero risk to your principal investment
Registered Plans
RESP
Let your child's savings grow tax-free until they are ready for post-secondary education
TFSA
Earn tax-free investment income on your savings
RRSP
Save for retirement with a Registered Retirement Savings Plan
RRIF
A Registered Retirement Income Fund offers complete flexibility, while allowing your savings to remain tax sheltered and under your personal control
Start to build your business
Explore Ladysmith & District’s Credit Union borrowing options for businesses including lines of credit and commercial mortgages.
Get a personalized financial check up
Our experts will help you take control of your finances with genuine, actionable advice on how to maximize your money.
Bank with LDCU
Open an account or safety deposit box, transfer funds across town or around the world, and much more.
