Strong PAC & PAC Reset is coming July 6. Learn more.

RESOLVED - Online Banking Outage: Our service provider has resolved the issues we were experiencing after going live with Strong PAC and PAC Reset. If you experience any issues, please refer to Strong PAC FAQs for guidance.

Notice to Members: Our banking system will be undergoing maintenance from approximately 9:00 PM Thursday, June 25th to 1:00 AM Friday, June 26th and from 1:00 AM to 8:00 AM Sunday, June 28th. We anticipate ATM, Interac Debit (POS) transactions and Online Banking to be impacted intermittently throughout the maintenance window. We appreciate your patience during this scheduled update.

New Online Banking Security Features Are Here!

Strong PAC and PAC Reset are now available, providing enhanced security and a simpler way to reset your PAC when needed. Learn more about these updates and how they may affect your Online Banking experience on our Strong PAC page.

For Small Business members, please refer to the Small Business and Delegate FAQs for instructions on updating consolidated accounts and other important information.

New Credit Union Hours starting August 1, 2026. Learn More

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Investment Options

Build a nest egg to reach your goals

 

Explore our range of investment options to secure your future.

 
 

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Term Deposit

Flexible, secure, and competitive investments with the certainty of guaranteed returns
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Index-Linked Term Deposit

Unlimited earning potential with zero risk to your principal investment
 
 

Registered Plans

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RESP

Let your child's savings grow tax-free until they are ready for post-secondary education
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TFSA

Earn tax-free investment income on your savings
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RRSP

Save for retirement with a Registered Retirement Savings Plan
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RRIF

A Registered Retirement Income Fund offers complete flexibility, while allowing your savings to remain tax sheltered and under your personal control
 
 

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Explore Ladysmith & District’s Credit Union borrowing options for businesses including lines of credit and commercial mortgages.

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Our experts will help you take control of your finances with genuine, actionable advice on how to maximize your money.

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