UPDATE: Google has deployed a fix which will resolve the incident, however there is a 24 hour cache on Android devices that may cause some members not to see the fix right away. Please clear your app cache as that will force a refresh and allow you to access the Android App once more.

Access issue with Android app
: Please be advised that Google made a change that is affecting Android apps that use cert transparency and a specific library to read and load the file. Members who have not closed their apps will still be able to login, however fully closing and opening the app will cause a re-check of the cert file and cause the error to display. Members can use the desktop site in a mobile browser as a workaround until the issue has been resolved.

e-Transfer maintenance, (9pm Saturday, June 21st to 3 am Sunday, June 22nd): Interac will be performing scheduled maintenance which will affect the sending and receiving of e-Transfers between 11pm - 2am. Regular service will resume after 2am on Sunday, June 22. Thank you for your patience while the maintenance is in progress.

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The LDCU Advantage

 

$79+

Million of Assets Under Administration

Advisor with

25+

Years Experience

LDCU Financial Management Formed

10+

Years Ago

 
 

Professional Advice Matters.

 
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What to do when retirement approaches

Ensure a smooth retirement by following this guide.

 

Our Services

Your Financial Advisor at LDCU Financial Management is here to guide you on the right path. We will work with you to create a personalized wealth management strategy tailored to your unique goals.

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Investment Services and Strategies

Your Plan will be designed based on your goals and needs, built with best-in-class investments, and continually monitored to ensure it keeps you on track toward the future you desire.

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Tax Planning

There are tax implications to each and every element of your complete Wealth Plan, but we can deploy a whole arsenal of tactics to minimize your tax burden.

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Risk Management and Insurance

Your LDCU Financial Advisor can help and is insurance licensed to offer or discuss insurance in a plan that strengthens and safeguards your family’s financial security.

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Retirement Planning

Develop a Retirement Plan that capitalizes on the opportunities of today and is sustainable over the long term.

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Charitable Giving

By incorporating your philanthropic goals into our wealth management process, we ensure your wealth and values can leave a lasting impact.

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Estate Planning

You can’t take it with you, but you can decide where it will go and how smooth the transition will be.

 

The Canadian Retirement Income Calculator will provide you with retirement income information including the Old Age Security (OAS) pension and Canada Pension Plan (CPP) retirement benefits. You will need this information to populate the Annual Pension From Government field on the retirement calculator.

View the Canadian Retirement Income Calculator on the Government of Canada website to calculate your estimated Annual Pension From Government.

 

Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc. Aviso Wealth Inc. (‘Aviso’) is a wholly owned subsidiary of Aviso Wealth LP, which in turn is owned 50% by Desjardins Financial Holding Inc. and 50% by a limited partnership owned by the five Provincial Credit Union Centrals and The CUMIS Group Limited. The following entities are subsidiaries of Aviso: Aviso Financial Inc. (including divisions Aviso Wealth, Qtrade Direct Investing, Qtrade Guided Portfolios, Aviso Correspondent Partners), and Northwest & Ethical Investments L.P. The Power of Us is a registered trademark of Aviso Wealth Inc.

Commissions, trailing commissions, management fees and expenses, may all be associated with mutual fund investments. Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated. Please read the prospectus or fund facts and consult your advisor before investing.