Strong PAC & PAC Reset is coming July 6. Learn more.

RESOLVED - Online Banking Outage: Our service provider has resolved the issues we were experiencing after going live with Strong PAC and PAC Reset. If you experience any issues, please refer to Strong PAC FAQs for guidance.

Notice to Members: Our banking system will be undergoing maintenance from approximately 9:00 PM Thursday, June 25th to 1:00 AM Friday, June 26th and from 1:00 AM to 8:00 AM Sunday, June 28th. We anticipate ATM, Interac Debit (POS) transactions and Online Banking to be impacted intermittently throughout the maintenance window. We appreciate your patience during this scheduled update.

New Online Banking Security Features Are Here!

Strong PAC and PAC Reset are now available, providing enhanced security and a simpler way to reset your PAC when needed. Learn more about these updates and how they may affect your Online Banking experience on our Strong PAC page.

For Small Business members, please refer to the Small Business and Delegate FAQs for instructions on updating consolidated accounts and other important information.

New Credit Union Hours starting August 1, 2026. Learn More

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Business Accounts

LDCU offers the best value for your banking dollar with a range of Chequing, Savings, and Foreign Currency Accounts to suit the diverse needs of our business members.
 

Our team can help you choose the right account.

 
 

Business Chequing

Overview

Our pay-as-you-go option with our lowest monthly fee, and low rates for the rest of your transactions.

Key features
  • Monthly fee: $11.95
  • Unlimited in-branch or electronic deposits
  • Unlimited free e-transfers
  • Unlimited withdrawals at LDCU and EXCHANGE® ATMs
  • Access your account in-branch, online, or through mobile banking
  • Access your account with your MEMBER CARD® Debit Card

See service fees

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Foreign Currency Chequing

Overview

Foreign chequing accounts for business members, available in USD, Sterling Pound, or Euro. 

Key features
  • Monthly fee: $7.95
  • In-branch deposits
  • Sterling and Euro accounts have unlimited transactions
  • USD account is pay-per-use

See service fees

Get in touch
 

Business Plan 24

Overview

A simple, pay as you go savings account for everyday use. 

Key features
  • Monthly fee $5.95 unless part of a package account
  • In-branch and electronic deposits
  • Pre-authorized debits and credits
  • Automatic transfers to other savings, chequing, and registered product accounts
  • Access your account in-branch, online, or through mobile banking
  • Access your account with your MEMBER CARD Debit Card
  • Interest is paid monthly and calculated on closing daily balance

See service fees

Get in touch

High Interest Savings

Overview

A simple, pay as you go savings account for everyday use.

Key features
  • Monthly fee $5.95 unless part of a package account
  • In-branch and electronic deposits
  • Pre-authorized credits
  • Automatic transfers to other savings, chequing, and registered product accounts
  • Access your account in-branch, online, or through mobile banking
  • Interest is paid monthly and calculated on the closing daily balance

See service fees

Get in touch

Foreign Currency Savings

Overview

A USD savings account paying 0.125%.

Key features
  • Monthly fee: $7.95
  • In-branch deposits
  • Pre-authorized debits and credits
  • Access your account in-branch, online, and through your mobile app

See service fees

Get in touch
 

Build wealth for a bright future

Grow your money with Ladysmith & District Credit Union. Explore investments like GICs and ILTDs for Small Businesses.

Explore investments

Looking for personal accounts?

In addition to business accounts, we have a variety of chequing and savings accounts to help you reach your personal financial goals.

Explore personal accounts

Bank with LDCU

Allow delegate and dual-signer access to business accounts through Small Business online banking, setup night-drop access for after-hours deposits, inquire about additional business cards for authorized staff, and much more.

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