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International Transfers is now LIVE!

International Transfers is a low-cost foreign exchange solution. It enables members to transfer money internationally through online banking, including U.S. accounts with LDCU.


Due to the COVID-19 pandemic, LDCU has chosen to host a Virtual AGM in 2020.

Please join us from the comfort of your own home on Tuesday, September 15th, 2020.

More information coming soon!

COVID-19: CRA Direct Deposit for Businesses Enrollment

To ensure fast and secure payments, employers can now register business payroll accounts for direct deposit with the CRA through Ladysmith & District Credit Union online banking.


We are pleased to announce that LCU Insurance will be re-opening to in-person transactions effective Monday June 8, 2020. Our re-opening will be a careful, step-by-step process to ensure the safety of both our clients and our staff.

Phone: 250-245-2268
Email: lcui@lcuinsurance.ca

Read the News Bulletin for more information.

LDCU 2019 Annual Report and Consolidated Financial Statements *NEW

Now available for member review.

Corporate Reports

LDCU Newsletters

View Now

COVID-19: CRA Direct Deposit Enrolment through Online Banking

In light of the COVID-19 crisis and the introduction of the Canada Emergency Response Benefit, the Canada Revenue Agency (CRA) wants to make it easier for Canadians to sign up for its direct deposit service or change their existing account information by creating an enrolment process that can be accessed through financial institutions.


Board of Directors Update

The two directors whose terms are expiring at the Annual General Meeting in 2020 are Tim Richards and Dave O'Connor. In addition, there was also one vacant seat left by a director retirement.


What would you do with MORE?

Looking for that perfect view? Let us help.

The Survivor's Blanket

Staff at Ladysmith & District Credit Union proudly showing their blankets and their support for The Survivor's Blanket. An inspiring story that you can find through this link:


Some Choices Matter.

Including choosing where you bank. It’s time to get the message out - where we choose to bank has a massive impact on our communities.

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Foreign Exchange

Exchange Rate(buy)USD1.358699
Exchange Rate(sell)USD1.32443


Prime Rate2.45%