• LDCU Financial Management
  • LDCU Financial Management
  • LDCU Financial Management
  • 69th Annual AGM
  • Text Alerts
  • Mortgages
  • Kids 'Count
  • Currency Exchange
  • eStatements

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New! Ladysmith & District Credit Union has introduced some enhancements to our login process. Find out more.

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Tools & Calculators

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Current News

Click on the links below for the latest News & Events from Ladysmith & District Credit Union (LDCU).

2013 Annual Report

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LDCU & Central 1 – Secure Online Technology Update

An article appeared in the Globe & Mail today, which detailed information about the "Heartbleed bug", a software defect that allows hackers to access web-encrypted sites and potentially access users' personal information such as bank account numbers and passwords. In recognizing that there may be some concern when reading an article like this, Ladysmith & District Credit Union would like to reiterate and reassure its membership that the technological platform utilized by the organization is not affected and remains secure.

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2013 Full Consolidated Financial Statements

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2014 Director Nominations - Closed

The official date for submitting nominations to Ladysmith & District Credit Union closed on February 15, 2014. As there were no nominations submitted except for those of the incumbents, the Nominating Committee, as outlined in Section 4.14 of the Credit Union rules, declares three directors were elected via acclamation. Congratulations to Tim Richards, David O’Connor and Aaron Stone.

69th Annual Ladysmith & District Credit Union AGM

LDCU AGM - Tuesday April 29th, 2014 at the Eagles Hall. Registration starts at 6:30pm / Call to Order at 7:00pm

Protect your accounts with Text Alerts!

With MemberDirect® Alerts, we can notify you with text messages (SMS) or emails with Balance, Transaction, and Security Alerts. Login to Online Banking to signup today, or view our detailed instructions for additional information.

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Ladysmith & District Credit Union is on Facebook!

Our Facebook page is employee driven and community focused!

e-Transfers - Activate your account today!

LDCU now offers e-Transfers! Contact us today to activate your account for free so that you can transfer money directly to anyone with an email address or phone number.

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LDCU Announces updated service fees effective August 1, 2013

LDCU service fees will be changing effective August 1, 2013

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LCU Insurance - New Hours of Operation

Effective 4 March 2013 LCU Insurance will be changing their hours of Operation.

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Logging into Online Banking - Increased Authentication

View the Logging into Online Banking - Increased Authentication

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Foreign Exchange

Exchange Rate(buy)USD1.1225
Exchange Rate(sell)USD1.0725


Prime Rate3.00%

Worry Free GIC™

18 Month1.75%