Are you looking to collect points? Maybe celebrate a low interest rate with no annual fee? Or perhaps you would prefer to accumulate sweet bundles of cold hard cash? Whatever your preference, we have the perfect card for you!



All of our credit cards offer the following benefits:

  • Lost/Stolen Card Reporting
  • Emergency Cash Advance
  • Emergency Card Replacement Service
  • Zero Liability
  • 90 days purchase protection and double the manufacturer's warranty (maximum 1 year)

LDCU Cash Back MasterCard®

Cash Back Mastercard®

Earn cash rewards for everyday purchases.


LDCU Classic MasterCard®

Classic Mastercard®

Credit card convenience. Simple, easy and smart.



Additional Travel Card Benefits

All of our travel credit cards offer even MORE benefits:

  • Auto Rental Collision/Loss Insurance
  • Emergency Health Care Coverage up to age 75
  • Trip Cancellation Insurance up to $2,000
  • Trip Interruption Insurance (Unlimited)
  • Lost or Delayed Baggage Coverage
  • $1,000,000 Common Carrier Accident Protection
  • 24/7 Travel Assistance
LDCU US Dollar MasterCard®

US Dollar Mastercard®

Carry the card that's as rewarding as your US travel.


LDCU Travel Rewards Gold MasterCard®

Travel Rewards Gold Mastercard®

Your on-the-go travel companion.


LDCU World MasterCard®

World Mastercard®

A wide world of privileges.


LDCU Centra Gold MasterCard®

Centra Gold Mastercard®

A perfect balance of premium rewards and low rates.


The Ladysmith Credit Union Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.