MasterCard

Are you looking to collect points? Maybe celebrate a low interest rate with no annual fee? Or perhaps you would prefer to accumulate sweet bundles of cold hard cash? Whatever your preference, we have the perfect card for you!



 

Benefits

All of our credit cards offer the following benefits:

  • Lost/Stolen Card Reporting
  • Emergency Cash Advance
  • Emergency Card Replacement Service
  • Zero Liability
  • 90 days purchase protection and double the manufacturer's warranty (maximum 1 year)

NO FEE & LOW FEE CARDS
LDCU Cash Back MasterCard®
*Most Popular Card

Cash Back Mastercard®

  • Annual Fee: None
  • Additional Cards: $0
  • Interest rate: 19.90%
  • Earn Cash Rewards
  • Earn 1 point for every $1 spent
  • Earn DOUBLE points on gas purchases
  • 1 point equals 1% cash back
  • Mobile device insurance

 

LDCU Student MasterCard®

Student Mastercard®

  • Annual Fee: None
  • Additional Cards: $0
  • Interest Rate: 11.90%
  • Mobile Device Insurance

 

LDCU Classic MasterCard®

Classic Mastercard®

  • Annual Fee: $30
  • Additional cards: $0
  • Interest Rate: 11.90%
  • Mobile Device Insurance

 


TRAVEL CARDS

Additional Travel Card Benefits

All of our travel credit cards offer even MORE benefits:

  • Auto Rental Collision/Loss Insurance
  • Emergency Health Care Coverage up to age 75
  • Trip Cancellation Insurance up to $2,000
  • Trip Interruption Insurance (Unlimited)
  • Lost or Delayed Baggage Coverage
  • $1,000,000 Common Carrier Accident Protection
  • 24/7 Travel Assistance
LDCU US Dollar MasterCard®

US Dollar Mastercard®

  • Annual Fee: $50 USD
  • Additional Cards: $35 USD
  • Interest Rate: 19.90%
  • Earn 1 point for every $1 USD spent

 

LDCU Travel Rewards Gold MasterCard®
*Most Popular Card

Travel Rewards Gold Mastercard®

  • Annual Fee: $99
  • Additional Cards: $30
  • Interest Rate: 19.90%
  • Earn 1 point for every $1 spent
  • Earn DOUBLE points for purchases in foreign currencies

 

LDCU World MasterCard®

World Mastercard®

  • Annual Fee: $120
  • Additional Cards: $50
  • Interest rate: 19.90%
  • Earn 2 points for every $1 spent
  • Price Protection

 


LOW RATE CARDS
LDCU Centra Gold MasterCard®

Centra Gold Mastercard®

  • Annual Fee: $50
  • Additional Cards: $10
  • Interest Rate: 9.90%
  • Earn 1 point for every $1 spent
  • Auto Rental Collision/Loss Insurance
  • $125,000 Common Carrier Accident Protection

 

LDCU Flex Rate MasterCard®

FlexRate Mastercard®

  • Annual Fee: $40
  • Additional Cards: $0
  • Flexible interest rate - as low as 9.90%
  • Earn 1 point for every $1 spent
  • Mobile Device Insurance

 

The Ladysmith Credit Union Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.

 

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