Earn 5%* on Your Term Deposit
Grow your savings locally with a limited-time offer that won't irritate you. (*rate in year 4)
Why LDCU?
- ✔ Rising 4 year rate climber gives you a higher return every year, 5% guaranteed in year four
- ✔ No hidden fees or minimum balance
- ✔ Deposits 100% insured by CUDIC
- ✔ Trusted by the Ladysmith community since 1944
What Our Members Say
“I am always welcomed and helped by the staff. It is an excellent place to bank” I’ve never felt more confident about my savings.”- Testimonial from Member Survey , Ladysmith BC
Peace of Mind
Your deposits are 100% protected, your values are respected. LDCU is a people-first Credit Union you can rely on.