Did you know LDCU is not just a full-service financial institution? We also offer insurance and wealth management services through our subsidiaries, LCU Insurance Agencies Ltd. and LDCU Financial Management.

Terms and Conditions

General Information: When you open a term deposit, you agree to place a specific amount of money with the Credit Union for a fixed period of time. Your term deposit will earn interest at a fixed rate, agreed upon at the time of opening. The interest rate will not change during the term. If you withdraw funds before the end of the term, you may lose some or all of the interest earned, and an early withdrawal fee may apply.

Interest & Terms: Fixed interest rates apply for the selected term and are subject to change without notice prior to account opening. Early withdrawals may be restricted or subject to penalties. Minimum deposit amounts may apply.

Deposit Insurance: Eligible deposits are 100% insured by the Credit Union Deposit Insurance Corporation of BC (CUDIC). Visit www.cudicbc.ca for details.

Legal & Tax Advice: This information is for general purposes only and does not constitute financial, legal, or tax advice. Consult a professional for personalized guidance.

Terms and conditions apply. Contact us for details.