Term Deposits

If you're looking for a secure investment to add to your portfolio, term deposits with Ladysmith & District Credit Union will help you earn a great return on your money without facing many of the risks inherent in other investments. Our range of products are designed to be flexible and competitive to meet your specific needs - terms from 30 days to 5 years, redeemable or non-redeemable, compounding or non-compounding, automatically renewed or not, and your choice of interest payment frequencies. With a minimum deposit of $500, our terms are affordable no matter what your budget.

In addition to our standard term deposit offerings, we often have term deposit specials. These specials will likely come at specific times during the year and often feature rates higher than those posted as well as cashable or convertible features.

View our current deposit rates and specials.

Don't forget that funds you deposit with Ladysmith & District Credit Union are kept in our area and invested back into our community. Additionally, at LDCU, deposits are guaranteed by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC), up to the limits prescribed by the Financial Institutions Act.

For more information

Please contact us for more information or contact us online and one of our friendly and knowledgeable investment specialists will respond to your request.