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Whether you are thinking of buying a house, taking that dream vacation, paying off high interest bills, supplementing your children's education, consolidating your debts or taking advantage of tax savings through an RRSP loan, you have the opportunity to do so with Ladysmith & District Credit Union. We offer various borrowing options based on your financial needs. With affordable rates and flexible terms, we would like to help you make your dreams a reality.

For more information about our loan products, click on any of the links below or contact us to speak with one of our friendly and experienced lenders.

Loan Protection

Cumis Life Insurance Company - Protecting the needs of our borrowing members. We are pleased to offer the following products:

  • Life Insurance
  • Sickness and Accident Protection
  • Line of Credit Coverage

Credit Questions?

Legal Disclaimer:

Payment protection coverage is optional and is underwritten and provided by CUMIS Life Insurance Company. Coverage is governed by the terms and conditions of the creditor group insurance policy issued to the creditor and is subject to terms, conditions, exclusions and eligibility requirements.