Savings Accounts

LDCU has always been, and continues to be one of the safest institutions to deposit your money. At Ladysmith & District Credit Union, deposits are guaranteed by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC), up to the limits prescribed by the Financial Institutions Act.

Business Savings

Our business savings accounts grow your money while keeping it fully accessible.

Interest Rate


  • Interest calculated on closing daily balance
  • Interest paid monthly