Who can become a Member?

Anyone! Credit Union membership is open to everyone.

Member Benefits

As a member of Ladysmith & District Credit Union you have access to all of our Products and Services. You have a vote at the Annual General Meeting giving you an active voice in the affairs of your Credit Union. Also, at the Board of Directors' discretion, you receive dividends that are based on our year-end financial results.

How much are the Membership Shares?

Anyone wanting to become a member of Ladysmith & District Credit Union must purchase a minimum number of shares valued at $1.00 each.

Minimum requirements for Member Accounts are as follows:

• $5.00 - Personal Accounts
• $50.00 - Adults 19+ with Lending Products
• $50.00 - Business Accounts

Note: Members can increase their membership shares investment up to a maximum of $1,000.00 per member.

Fill out a Membership Application today!