To help you manage and grow your business, LDCU offers a variety of term deposit investment products.

Term Deposits

Our business term deposits offer all the same great benefits as our personal term deposits, including your choice of investment time-frame, redeemable features, and compounding interest to name a few. And best of all, at Ladysmith & District Credit Union, deposits are guaranteed by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC), up to the limits prescribed by the Financial Institutions Act.

View our current deposit rates and specials.

Group RRSPs

If you are a small business owner without a company pension plan, you should consider a Group Registered Retirement Savings Plan (RRSP) for yourself and your employees. Group RRSPs have become popular in recent years as more and more employers make them available. Group RRSPs have all of the same investment options as other types of RRSP plans and an individual account is maintained within the group RRSP for each participating employee. A group RRSP can also allow an employee to contribute to an account in their spouse or common-law partner's name.

For more information

Please contact us for more information or contact us online and one of our our friendly and experienced member service representatives will respond to your request.