RRSP Loans

Registered Retirement Savings Plan (RRSP) Loans

Not enough funds to contribute to your RRSPs? Ladysmith & District Credit Union offers you the loan you need in order to utilize the full potential of an RRSP. We offer these at exceptional rates to help you maximize your RRSP and Term Deposit contributions.

With an RRSP loan from us, you can receive tax benefits and earn interest right away. Or, catch up on those "lost years" with our competitive RRSP 'catch up' loans for up to 10 years.

For more information about RRSP's and related products visit Canada Revenue Agency's website.

How to apply

Please contact our friendly and experienced lenders for more information or apply online to get started on your RRSP application right away.