Registered Products

The following rates are applicable to all Registered Products (RRSP, RESP, RRIF, and TFSA).

Annual Interest - Redeemable (Rates effective 2024-02-01) Rates
30-364 Days 0.15%
1 Year 0.40%
2 Years 0.50%
3 Years 0.75%
4 Years 1.00%
5 Years 1.25%
Annual Interest - Non-redeemable Rates
1 Year 1.00%
2 Years 1.50%
3 Years 1.75%
4 Years 2.00%
5 Years 2.25%
Monthly Interest - Redeemable Rates
1 Year 0.15%
2 Years 0.25%
3 Years 0.50%
4 Years 0.75%
5 Years 1.00%
Monthly Interest - Non-redeemable Rates
1 Year 0.75%
2 Years 1.25%
3 Years 1.50%
4 Years 1.75%
5 Years 2.00%
Fixed Term Non-Redeemable Special Rates
18 Month Fixed Term Non-Redeemable Special 4.30%
1 Year Fixed Term Non-Redeemable Special 4.60%
3 Year Fixed Term Non-Redeemable Special 4.25%
Rate Climber 3yr Special* Rates
1st Year Rate Climber Special 3.75%
2nd Year Rate Climber Special 4.00%
3rd Year Rate Climber Special 4.75%
Rate Climber 5yr Special* Rates
1st Year Rate Climber Special 3.75%
2nd Year Rate Climber Special 3.85%
3rd Year Rate Climber Special 3.95%
4th Year Rate Climber Special 4.05%
5th Year Rate Climber Special 4.50%

Non-Redeemable

Products, features and rates are subject to change without notice. All rates are quoted per annum, unless otherwise noted.

In the event of a discrepancy between the rates posted on this website and the official rates posted in our branches, the latter shall prevail.